Kathie Carswell Saratoga Springs, New York Real Estate Agent
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Meet Kathie Carswell

Just For Buyers

 


Your Loan- Getting the best for your money

 

The very first stop on your path to homeownership is to find out how much home you can afford. I have seen many buyers choose to wait until after they make an offer on a home to speak to a lender, only to find out that they qualify for much less. Save yourself the frustration and make this a priority.

In almost every case, it is to your benefit to find a local lending institution to service your loan. Their rates will be just as competitive as those you see advertised online or on TV, and in some cases better. The major advantages of a local lender are availability and accountability. Local lenders have a connection to their clients because they live in the same area. They have a local office that is available to you should you have any questions. To a national company, you are a number-one of many loans they are servicing without putting a name to a face.

A quick glance at the many lending institutions in the area could make your head spin. How do you find the right one for you with the attributes described above? Below are three lenders I work extensively with, and have found to be the best in their business. Call one, two, or all three and find the person and loan that best fits you.

Local Lender Contacts

*Home Mortgage Network
Rob Beaulieu
518-783-6600 ext. 301

*Charter One Bank
Chuck Eafrato
518-928-6057

*Countrywide Home Mortgage
Kathleen Copp
518-226-4075
518-331-8420
1-800-376-4235 ext. 4075

*Homestead Funding
Kristine Wood
518-464-1100 ext. 420

*Statewide Mortgage Assistance
Mark O'Connell
518-581-9904

*1st Priority Mortgage
Gina Wayand
518-424-4755

 

You may also wish to consider our in house lending company, 1st Priority Mortgage to service you loan. They are able to work hand in hand with Realty USA from purchase to closing. They are a local prescence-right here to help you when you need assistance. Your home is their 1st Priority. Click on the link below for more information.

1st Priority link

Next: The best Realtor for you!

Kathie's
Designations


GRI logo

CBR

seniors real estate specialist



*NEW*
CONSTRUCTION


old mill logo


Realty USA
DeGraff Bloom


Realtor


Realty USA
505 Broadway, Saratoga Springs, NY 12866 ::: 518-580-9600 office ::: 518-584-2107 fax
kathie@kathiecarswell.com